The clearing file format is one payment per line, each payment should be as follows:
[ARN (22 bytes)],[timestamp (20 bytes)],[amount (10 bytes)],[currency (3 bytes)]
The bank account transaction file format is is one transaction per line, as follows:
[bank account transaction ID (8 bytes)],[timestamp (20 bytes)],[amount (10 bytes)],[currency (3 bytes)]
The dispute file format is is one transaction per line, as follows:
[bank account transaction ID (8 bytes)],[ARN (22 bytes)],[amount (10 bytes)],[currency (3 bytes)]
The reconciliation report file format is is one transaction per line, as follows:
[ARN (22 bytes)],[status (7 bytes)],[bank account transaction ID (8 bytes)]